Why I Believe—and Why Now: A Crisis We Can Turn into Gold

By Matt Slonaker

It’s February 26, 2025, and I’m looking at a crisis I’ve battled before—$18 trillion in household debt, 1.82 million late mortgages, $517 billion in bank losses. In 2007-08 at Bear Stearns/EMC, I knocked on doors as families lost homes to broken systems. I pitched Fidelity a $500M BPO fix in 2005—they didn’t bite, and 2008 hit hard. Today’s bigger—$200 billion in climate damage, 15 million homes at risk, $24.2 trillion debt by 2030—and I’m convinced we can flip it into $300 million by then. Here’s why I’m in, and why we move now.

I’ve lived this—$1.17 trillion in credit cards (ABC15), 10.75% on minimums (Philadelphia Fed), 36,000 foreclosures monthly. Climate’s ruthless—10% default spikes (Moody’s)—and $1.5 trillion’s on the line if we stall. Borrowers are buckling, servicers are swamped, investors are reeling—I’ve got the scars from 2008 and the wins from boosting Option One 30%. My play: place 25,000 borrowers in jobs yearly, lift cures 15-20%, add AI spotting defaults 12 months out, a $10-$15/file portal, $50M climate insurance, and $90M recovery by 2030.

Why now? $517 billion in losses today explodes to $1.5 trillion by 2030—competitors smell the $75 billion outsourcing gap. I’ve seen delay kill plans—Fidelity, Bear Stearns—not again. Your scale—call centers, servicing muscle—turns $10M in Q3 2025 into $100M by 2027, $300M by 2030—$80-$100M in your pocket. Wait, and we’re toast.

This is my fight—I’ve seen the despair, built the solutions. $10M now saves $1.5 trillion later. Interested?

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Email Matt: [email protected]